Have you ever wondered how credit card numbers work? I mean, how they really work? How do they come up with the numbers? Credit cards actually follow a very specific pattern. Let's take a look at how they're set up. Example of a Credit Card Number 4485 3151 5882 2849 These ...more
When I see the words "free trial," I know I'm probably going to have to whip out my credit card and enter in the number to "not get charged." Then I end up forgetting about the trial and want to kick myself in the ass when I see my statement at the end of the month. In order ...more
PayPal is one of the most popular payment systems across the globe. It makes payments fast, easy, and secure, and with 250+ million users, it's not going anywhere. If you're new to the online service, one of the first things you should learn is how to add your bank account, cr ...more
This Ruby on Rails instructional screencast demonstrates credit card validation within a Ruby on Rails application. It uses the credit card library from Lucas Carlson. This library validates the structure of a credit card number and can also return the type of card being used. ...more
Do you want an iTunes account, but either lack a credit card or the desire to give Apple your credit card information? Well, there's a way you can get around the part of the iTunes account creation process where you enter your credit card.
Think credit card numbers are just a meaningless jumble of digits? A sort of number soup? Think again! Your credit card number isn't even number at all but rather a composite of four separate numbers, each of which plays an important, fixed role. Because of these roles, you c ...more
Tetherd Cow Ahead posts an interesting science experiment. All you really need is a little bit of iron powder and a magnet, and you can unveil the info behind the magstripe on a credit card. You will need: A small amount of fine iron powder or iron oxide A magnet An old cre ...more
Living within your means can be done. You don't want to be a slave to the credit card company, do you? Learn what to do to stay out of credit card debt. This how to video will give you the tips. Credit card debt is a slippery slope. You Will Need * Budget * Debit card * Willp ...more
Samy Kamkar, the security researcher known for the MySpace Worm and his combination lock cracking skills (using an online calculator), is back—and this time, he's after your credit cards! Well, not really, but his latest project, dubbed MagSpoof, can spoof any magnetic stripe ...more
Uh, oh. You’re at your front door without a key. If you’ve got a credit card, see if you can get it to open the door before you use it to pay for a locksmith. Learn how to unlock a door with a credit card. The lock needs to be the right kind of lock & you need to have patience ...more
Are you under a backbreaking amount of debt? In this economy, we don't blame you. If credit card bills, mortgages, and bank loans are making you want to crawl into bed and pull the covers over your face, then check out this video to learn how to consolidate debt. You'll need ...more
In this video tutorial, viewers learn how to negotiate with a credit card company. There are 3 main items that users can negotiate. The first item is the date of payment. Users are able arrange a more convenient date for payment. The second item is the annual fee. Users are ab ...more
Learn how to give the illusion of a credit card leaving your hands and reappearing. Make a credit card disappear and reappear. Click through to watch this video on tricklife.com
Bad credit? No credit? A good way to improve your personal credit score is by getting and maintaining a credit card. Get your first credit card and learn the basics of credit finance.
Identity theft is a huge problem and one of he fastest growing crimes in America. A number of credit card companies now issue credit cards with embedded RFIDs (radio frequency ID tags), with promises of enhanced security and speedy transactions. But, on today's episode of Bo ...more
One thing that irks everyone, customer and seller, is fraud. And if you have an e-store, you're unfortunately going to come across some credit card fraud. There are some ways for you to protect yourself, your company and your customers from credit card fraud, and Volusion has ...more
Locked out? Quit climbing through the windows or calling your ex to let you in. Get serious. Howcast says, do it yourself. This lock pick trick is elementary. I do it on my office door daily. It's a quick shimmy and flick of the wrist. Almost easier than finding my keys. Just ...more
A novice card magic trick in which you change a card by swiping it through the deck like a credit card.
Interested in obtaining an American Express Black or Centurion credit card? This video will teach you how to determine whether you qualify and how to apply for one if you do. For all of the details on how to get your own American Express Black card, take a look.
In this clip, learn how to make a very cool duct tape wallet with multiple credit card flaps. This detailed billfold can be made into a bi-fold or tri-fold shape and is sturdy enough to carry an array of cards and cash. So, follow along and start building your very own, totall ...more
Duct tape artists are known for their adherence to straight lines due to the difficulty of making more elaborate shapes in the medium. For advanced duct tape artists looking for a challenge, this video will teach you how to create a spider-web-like design as part of a credit c ...more
As you might guess, one of the domains in which Microsoft Excel really excels is business math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 36th installment i ...more
Welcome back, my fledgling hackers! As nearly everyone has heard, Target Corporation, one of the largest retailers in the U.S. and Canada, was hacked late last year and potentially 100 million credit cards have been compromised. Happening just before Christmas, it severely da ...more
Remember the good ol' days when you actually had to swipe your credit or debit card to make a payment at the store? Now all it takes is a flick of the wrist to purchase goods with your card, thanks to RFID (radio-frequency identification) technology from Chase (blink), Visa (p ...more
Most of the duct-tape aficionados out there who are watching this video are probably familiar with duct tapes incredible versatility as a material for making backpacks, tuxedos, and other accessories and clothing items. What many don't realize, however, is the extent of the de ...more
In the weeks before Apple officially released iOS 8, consumers were abuzz over rumors that a new feature would password-protect your photos and text messages from prying eyes. Unfortunately, this ended up being untrue, though we did cover some alternatives to protecting your i ...more
There's a feature that debuted in iOS 7 that lets you to save your credit or debit card information in Safari so that you can auto-fill text boxes when purchasing something online. Unfortunately, you still had to manually fill in your card info the first time, and if you wante ...more
Check out this video for advice on how to build a brand new wallet out of duct tape. These aren't just ordinary wallets, either, they have slots for credit cards and everything! These are complete billfolds and can be made into plenty of different style depending on your prefe ...more
For accepting payments on the go, try out the Square payment system. Square allows you to take your customer's credit cards as payment when selling your products out of food trucks, at events, or door-to-door. This guide will show you how to use Square to charge customers usin ...more
Looking for an easy way to make certain that your sensitive personal information is secure? With Identity Finder, it's easy! So easy, in fact, that this home-computing how-to from the folks at TekZilla can present a complete overview of the process in just over three minutes. ...more
One way to keep your budget in line is with MoneyWell. This video tutorial for beginner users teaches you the ins and outs of setting up credit cards accounts, and how to manage them. MoneyWell from No Thirst Software is a personal finance software with powerful "envelope" bu ...more
Wallets are our least favorite item to purchase. Why? Well, they're either super crappy in quality and looks (think a pleather wallet you can purchase at the clearance bin at Wal-Mart) or gorgeous but out of this world expensive (Dior, anyone?). There's selmonly a space in bet ...more
You've probably noticed how we like to stress the importance of a strong password. After all, there are still people out there who continue to use passwords like 123456 and even just "password". But passwords aren't the only barriers that protect your information. According t ...more
Believe it or not, you can put your money to use very efficiently in a new way: your credit or debit card can serve as a blade in desperate situations. (It might even be handier than dental floss as a brilliant substitution for specialized kitchen tools.) While I wouldn't take ...more
Watch this Chinese language video tutorial and learn useful phrases and additional vocabulary when making purchases with a credit card, such as "Number" and "Can I use my credit card here?" Learn how to correctly pronounce the words and phrases, and how to use them properly in ...more
As you might guess, one of the domains in which Microsoft Excel really excels is finance math. Brush up on the stuff for your next or current job with this how-to. In this tutorial from everyone's favorite digital spreadsheet guru, YouTube's ExcelIsFun, the 39th installment in ...more
On Monday, Apple unveiled its Apple Card, the company's boldest move yet toward becoming a truly mainstream mobile payments company. And the product has vast implications for our augmented reality future, some of which may not be immediately obvious to many. Let's start with ...more
Apple Card has generated quite the buzz since its March 2019 announcement. The iPhone maker's new credit card pairs with Apple Wallet on your device, is simple to sign up for, includes enhanced security over other cards, has zero fees, and provides daily rewards right to your ...more
As hard as you try to protect your valuable information with strong passwords and anti-doxing measures, there's nothing you can really do when someone else gives up your goods. And that is the case with the recent Global Payments breach. Global Payments is just one of the mid ...more
Do you have a junk drawer full of expired gift cards, membership cards, school ID cards, debit and credit cards, and other sturdy rectangular pieces of plastic you no longer use? Rather than tossing or shredding them, you can use them to scrape ice off your car windshield, or ...more
Estimates say that there are roughly 441 million Apple Pay users in the world, but with almost a billion active iPhones in the world, some of you have yet to jump on board the digital payment method. But once you're ready — or if you just need a refresher — adding your debit a ...more
Plastic Jungle.com offers an awesome service in which you can sell your unused gift cards for cash, other gift cards, and even Facebook credits! You can visit their website and create an account then trade in your gift cards for cash and browse other gift cards that you can b ...more
We've all heard of and seen guitar pick earrings. They're really rock'n'roll and show you've got an indie, alternative edge to your style. But sometimes we need to use those guitar picks for, well, guitar picking, so is there any other way to get the same look without sacrific ...more
Write about what you LOVE. EARN money for it. In this week's edition of Friday Fresh, we're doing a little something different. You may have noticed our banner touting our Love. Earn program, and a new section called New Articles By You. New articles on topics as varied as sn ...more
Reuse an expired credit or empty gift card to make a guitar pick instead of buying a brand new pick. You will need a pick, nail file (or sandpaper), card, and sharp scissors. Each card will probably yield about four or five picks. With a pen or Sharpie, outline your pick onto ...more
The future of technology promises more and more seamless daily interactions. Pee on your phone, test for STDS. Or perhaps more widely appealing, ditch your wallet for all-in-one easy mobility. The New York Times reports: "The newest version of Android, Google’s mobile phone ...more
American economy is based on credit in the form of credit cards, loans and debt management. Learn about credit and credit cards from a credit counselor in this free personal finance video series. Part 1 of 17 - How to Get credit cards, credit scores, and credit. Get credit car ...more
It wasn't too long ago that the power menu for stock Android didn't offer much beyond turning the device off, but Google has steadily added more functions, like capturing screenshots and provisioning access to emergency information. The latest function is the Quick Access Wal ...more
If you like to shop online then it is extremely helpful to have a PayPal account to safely make your online purchases. Help reduce your risk of identity theft by using protected methods like PayPal when your credit card information is involved. PayPal is a service that allows ...more
Skype is a great way to stay in contact with friends and family over the internet, and people tend to share a lot in their chats, so why not try and find a way to hack it! Once a Skype account is hacked, you can view all conversations within the last three months, see how long ...more
Want to forget about always pulling out your credit card to purchase something on your BlackBerry? There's a little application that can do it all for you? But how? Best Buy has answers. The Best Buy Mobile team explains how to use the BlackBerry Wallet application. This appli ...more
No, your Apple Watch isn't totally hacker-proof, despite what some have claimed. The basic idea behind its security is that the Watch can detect when it is removed from a wrist, and automatically requires a passcode to be entered if removed (if one is set up, which is a requi ...more
With all the documents ready, we need to fill our wallet with money for the travel. This video discusses various ways of filling the pocket. That is how to prepare the money for international travel. Over the years credit cards have been widely used by many travelers, which is ...more
In order to make a wallet with duct tape, you will need the following: duct tape, scissors, a ruler, a pen, plastic, credit card, and a smooth surface. Cut a strip or duct tape 8" long. Place it on a flat surface, with the silver side facing up. Cut another piece. Attach it to ...more
You can send and receive money from your iPhone using Venmo, Square Cash, Facebook Messenger, and even Snapchat. There's also Zelle, which offers quick-pay solutions in major banking apps such as Bank of America, Chase, and Wells Fargo. However, Apple has a built-in system to ...more
Unwanted advertising is everywhere. Annoying pop-up ads, overly loud late night commercials, spam...it never ends. And before spam, there was junk mail. Junk mail is even worse because unlike TV commercials and internet ads, it's physical. You can't just delete or ignore it—an ...more
Equifax reported on Sept. 7 that it discovered a breach on July 29 which affects roughly half of Americans, many of whom don't realize they have dealings with the company. Hackers got away with social security numbers, addresses, and driver's license numbers, foreshadowing a " ...more
Your social security number, credit card information, and medical history can fall into the wrong hands if you're not careful about how and where you share your data online. If you really care about your data, there are tools and techniques you can utilize to protect yourself ...more
This video is about Annual percentage Rate(APR) and the Effective APR rate.The video begins with an example of a credit card which has a APR rate of 22.9% and daily periodic rate of 0.06274%.You can get the APR rate by multiplying the daily peiodic rate with 365, which in this ...more
With Apple Pay Cash, you can easily and securely pay your contacts directly in your iPhone's Messages app. While you can always use the normal method of paying someone with Apple Pay Cash, there's actually a faster way, as long as your contact asks you for money in an iMessage ...more
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